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  • LIMS Home
  • About Us
  • Products
    • Life Insurance >
      • New Living Benefits
      • Term Insurance
      • Guaranteed Universal Life
      • Indexed Universal Life
      • Single Premium Legacy Life with ROP
      • Final Expense
    • Annuities >
      • MYGA
      • Fixed Indexed Annuity
      • Retirement Income >
        • MYGA with Lifetime Income Rider
        • FIAs with Lifetime Income Rider
        • IUL Tax Free Retirement Income
    • Hybrid LTC
  • Carriers
    • Carrier Contests
  • Sales Suite
    • Annuities—Info & Rates
    • Your MoneyGuard Resource
    • Wealth Transfer
    • Protecting Assets from LTC Expenses
    • Marketing Resources >
      • LIAM 2022
      • Breast Cancer Awareness
      • Brainsharks
      • Videos
      • Marketing Materials—Life/Annuity
      • LIMS Marketing
  • Broker Tools
    • Plum Life
    • Secure File Upload
    • Quote Engine
    • LIMS Deep Dive
    • Uncovering Client Needs
    • Forms
    • Underwriting Resources
    • Calculators
    • CE / AML / E&O / NON-Res LC
  • Consumer Resources
    • Looking for Life Insurance
    • My LIMS Policy

Indexed Universal Life
With Tax Free Retirement Income

Key Benefits

  • Participate In Market Growth Without The Market Risk
  • Builds Cash Value Income Tax Deferred
  • This Cash Value Can Be Accessed  Through Policy Loans & Withdrawals, Providing a Tax-Free Retirement Income Stream
  • Provides A Tax Free Death Benefit to Your Beneficiary
  • Built in Living Benefits for Terminal, Chronic or Critical Illness​
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A Creative Roth IRA Alternative

While Roth IRAs are a popular way to save for retirement, there are alternatives that may provide additional benefits that are very attractive. One alternative  vehicle is Index Universal Life Insurance.
  • Non tax deductible contributions
  • Self-completing at death as entire death benefit is paid income tax free.
  • Can access a discounted portion of the death benefit for critical or chronic illness
  • Tax free retirement income via policy loans.


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