Guaranteed Universal Life

Low Cost Permanent Life Insurance with Guarantees

Policy Duration

To Age 85 through 121

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Living Benefits

Terminal, Critical & Chronic Illness
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Return of Premium

Available in Years 15, 20 & 25
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Guarantees Include

Ideal for a client looking for...

• Guaranteed Death Benefit for selected duration
• Guaranteed No Premium Payments beyond age 100
• Acceleration of Death Benefit for Critical, Chronic or Terminal Illness 1
• Guaranteed Exchange Privilege
• Guaranteed Policy Expenses - No hidden Fees

• Guaranteed Death Benefit Protection
• Alternative to Whole Life
• Traditional UL Policy with Strong Guarantees
• A Tool for Estate Planning Needs
• A Vehicle for Legacy Planning

Key Benefits

• Financial Security - Gain Guaranteed Death Benefit Protection when it's needed most!
• Secutiry Blanket for unexpected illness - Accelarate a portion of the death benefit when certain conditions are met to help cover the cost of care or other expenses
• Flexibility - Should your needs change, you may exchange your policy to meet your coverage needs.
• Control - Customize your policy to meet your needs with available riders & endorsements